How it Works

Scan and Input

Customers effortlessly scan the BluPay QR code, input MoMo number, amount, and reference.


A secure prompt ensures customers enter their pin and confirm the payment.

Instant Notifications

Both you and your customer receive immediate payment notifications, keeping you and customer informed.

Swift Transactions

Faster payments mean increased efficiency for your business.


Access detailed transaction history for streamlined bookkeeping.

Real-time Insights

Monitor transactions in real-time for better decision-making.

Customer Loyalty

Provide a smooth payment experience to boost customer satisfaction and loyalty.


Receive Mobile Money


Receive Mobile Money

Trusted By

Frequently Asked Questions

How do I know my transaction went through?

An e-receipt is generated for every transaction.

How long does it take for transactions to reflect in my account?

Next day!

Can I link the BluPay app with my cash machine?

Yes. Our ShopKeeper application is a sales management tool that issues invoices for cash, mobile money, and card payments.

Can I do both Mobile Money and Card payments on the same app?

Yes the BluPay app allows you to take both MoMo and Card payments from a single app. A receipt is stored on the app for every transaction for easy reconciliation.

What does it take to become a BluPay merchant?​

Simply complete the registration form on this website and we will set you up. Its that simple.

Who is a BluPay merchant?

Any person who needs to collect payments for their goods and services and wants to be able to accept both card and mobile money payments.

Do I need a card machine to download the app?

No, you do not, however, it is recommended. The card machine is used for in-store card payments. However, if you already have a POS, you can use our sales and inventory management application, ShopKeeper with it.

What our clients are saying about us and discover how we are helping their teams

We are honoured to work with a wide variety of clients, and every project we carry out is unique

The Blu Penguin; Digital Disruptors provide convenient, secure, all-inclusive digital payment solutions to transaction based businesses. Our goal is to integrate all touchpoints that involve your products and/or service with the market access by fostering ease of transaction and management.

Ghana Office

P.O.Box CT 2596 Cantonments, Accra Ghana.

No. 2 Old Fort Link Road, Cantonments, Accra.

Tel: +233547220200

Nigeria Office

28A Rumens Road, Suite 6,
Ikoyi, Lagos, Nigeria.

Ivory Coast office

Immeuble alliance 1er etage
Avenue terrasson de fougeres
Abidjan, Plateau